Hoptrail's Crypto Source of Wealth Reports: A Guide

‍1. What is a Crypto Source of Wealth Report?

Our Source of Wealth (SOW) reports set out a customer’s cryptocurrency journey in depth - from both a financial crime and wealth creation perspective. Drawing primarily on publicly available blockchain data, our reports examine and explain how wealth was created - from the initial investment through trading activity and eventual cashing out.

We approach the process as a story, retelling the journey of those assets in chronological order. Reports are presented in a clear, concise narrative - in plain English - so that anyone, regardless of crypto expertise, can easily read, digest, and act upon our findings.

2. What key elements go into a Hoptrail report?

In short, every Hoptrail report answers four key questions, each addressing core compliance concerns around the creation of crypto wealth. These are designed to ensure every aspect is covered from both a financial crime and wealth creation standpoint:

1. WHERE does the money come from?
2. HOW was that money made?
3. WHO are the counterparties?
4. WHAT are the financial crime risks?

A potential fifth question — and one often overlooked by other services — is: What are the mitigating risk factors?

Often, potential on-chain risks are not genuine red flags connected to our clients; they may only appear so from a simple wallet-screening perspective. Hoptrail invests significant time and effort to evaluate each potential exposure, assessing whether it represents a true concern. All of this analysis and explanation is integrated into our final findings.

3. Who are these reports designed for?

Hoptrail’s SOW reports are built for regulated institutions that need to assess the crypto-originated wealth of their prospects or existing clients. While most often used for onboarding, they are equally valuable for spot checks, periodic reviews, or when investigating a specific issue or raised red flag. Typical clients include:

• Private banks and wealth managers
• Family offices and investment funds
• Trust and fiduciary service providers
• Law firms

Hoptrail also provides SOW reports directly to high-net-worth individuals (HNWIs) in specific onboarding scenarios.

4. What data sources does Hoptrail use?

Hoptrail’s reports focus on the complete crypto journey. Our analysis is driven primarily by public blockchain data and enhanced by Hoptrail’s proprietary SOW analytics platform, Cases.

To get started, we typically require:

• A list of wallet addresses used by the customer
• Exchange statements (showing fiat deposits and withdrawals)
• A brief narrative of the customer’s crypto journey
• Supporting documents (e.g., ICO agreements, transaction receipts, or other relevant materials)

5. What does a typical SOW report include?

A standard report includes (but is not necessarily limited to):

• Initial investments & Liquidations: on- and off-ramp activities
• Wealth assessment: key money-making positions, P/L on tokens and wallets
• Counterparty analysis: key trading venues and wealth origins (exchanges, OTCs, mining, DeFi, etc.)
• Risk assessment: exposure to sanctions, illicit activity, or high-risk counterparties (plus mitigating factors)
• Ownership verification: cryptographic wallet ownership

6. How is data privacy handled?

Security and privacy are core to Hoptrail — we are crypto investors ourselves and take data protection seriously. Hoptrail never stores or redistributes customer-identifying data beyond what is required for analysis. As a vendor to global banking institutions, we have implemented robust security measures to protect client data:

• ISO 27001 certified
• Annual third-party penetration testing of our platform
• Reports generated almost entirely from public blockchain data
• All reports are password-protected, confidential, and accessible only to the commissioning entity

In many cases, Hoptrail completes reporting without needing to know the identity of the end customer — meaning no names, IDs, addresses, bank statements, or KYC documents are shared. This approach helps maintain the highest level of privacy for our clients and their customers.

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If you'd like to find out more about our SOW reporting, contact us here or email us at info@hoptrail.io

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